Life Underwriter

Company: AAA Life Insurance Company
Location: Livonia
Posted on: October 23, 2025

Job Description:

Job Description Life Underwriter US-MI-Livonia Job ID: 2025-1929 Type: Regular Full-Time of Openings: 1 Category: Underwriting Livonia Overview Who we are: By joining AAA Life, you will have the opportunity to strengthen the name and reputation of the brand that millions have come to rely upon for financial piece of mind. We are company dedicated to our members and our employees. We value the outstanding attributes and contributions of our associates to build an inclusive, collaborative and innovative workplace where all employees are engaged and feel they belong. Delivering our company’s promise to members is what drives each of our associates every day. We offer a dynamic work environment, excellent benefits, and competitive compensation, that will allow you will exercise your potential to innovate, finding ways to increase efficiency and improve our business processes. What you will do AAA Life is seeking a Life Insurance Underwriter that will, analyze, evaluate and classify risk for life insurance applications. This underwriter will determine whether to approve, modify or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazards, financial background, insurable interest and other information pertinent to the decision. Has contact with the field sales team, customers and vendors to gather information on which to base decisions. Has authority to approve cases up to specific standard and substandard limits. Note: Mortgage underwriting experience will NOT be considered Call volume on average is about 4-6 calls a day. Regular late night is 1 day every other week. Friday night late nights are rotated which is about 1 per quarter. Position Responsibilities Reviews for acceptance or denial, assigned life applications with face amounts up to $1,000,000 fully underwritten Determines and assures that appropriate information necessary to fulfill underwriting requirements has been requested such as; re-examinations, special exams, medical reports, database research, investigations and laboratory studies Interprets MIB codes, and prepares data and reports to the Medical Information Bureau, which involves knowledge of MIB code meanings and procedures. Provide support for contract change and reinstatement underwriting that may be required. Prepares presentations for underwriters or sales agents that assist with training and development. Qualifications • 2 year College Degree in Finance, Business or Economics • 1-2 years’ Life Insurance industry experience (sales experience or strong life insurance sales support and training) • Knowledge of life and annuity sales strongly preferred • Proficient in Microsoft Word, PowerPoint and Excel • Strong communication skills – verbal and written • Ability to provide strong customer service • Possesses some technology knowledge of insurance system applications and data • Works well in a team environment • Demonstrates proactive skills • Willingness to work extended hours and weekends, if required • Team player and self–starter, highly motivated, and results driven • Ability to effectively function in a fast-paced team environment • Demonstrates a high level of independence and creativity, and looks for opportunities to initiate and follow through on new projects and opportunities • Strong organizational and follow-up abilities • Ability to thrive in fast-paced challenging environment Benefits: We offer a variety of social programs, flexible work hours and family-friendly benefits to all of our employees. Pension and Retirement Plans Medical, Dental and Vision Coverage Paid Time Off Paid Parental Leave Hybrid Work Environment 401K Support for Community Involvement PM21 PI80f4900cf10e-25405-38315455

Keywords: AAA Life Insurance Company, Livonia , Life Underwriter, Sales , Livonia, Michigan